Medjet Update: Travel Insurance & Air-Medical Transport Membership Programs
By: John Gobbels
It’s that time of year when our members are ramped up getting ready to embark on their next adventure. It’s also a time when we find ourselves answering questions about the differences between travel insurance and air medical transport membership programs.
It’s paramount to understand the basic differences on how each product works and how they can work together.
Travel insurance in its basic form usually provides trip cancellation, trip interruption, lost luggage, travel assistance, accidental death and limited medical evacuation benefits to the closest, most appropriate medical facility.
We all tend to have a good understanding of the first five travel services, but many times we believe the “medical evacuation” portion of a travel insurance product will get us back home. That could be a very costly mistake.
In almost all travel-related insurance products, the medical evacuation benefit will be from your current location to the closest, most appropriate medical facility as determined by the insurance company. While this is a lifesaving benefit it will not get you back to your hospital of choice or home hospital.
This is where an air-medical transport membership program such as MedjetAssist helps bridge the gap. As a Medjet member if you are hospitalized more than 150 miles from your home address, Medjet will arrange to transport you back to your hospital of choice or home hospital. You as the member get to make the decision as to where you want to receive the remainder of your care.
As you can see, protecting the financial investment of your dream vacation with a good travel insurance program is a necessity. Coupling that with the hospital of choice air-medical transport program like Medjet makes sure you get back to family, friends and the hospital of your choice. It’s a decision that could not only save your life, but also your life savings.
Remember to always pack your Medjet medical evacuation card and don’t forget to ask about adding a travel insurance product to protect your trip as well.